Are You Frustrated with Health Insurance?
Unlike life, home and auto insurance, which we also need, health insurance in America works quite differently. Many of us have health insurance that isn’t really insurance at all. They are actually prepaid healthcare plans. They cover routine check-ups, less serious illnesses and recurring expenses like prescription drugs, in addition to protecting us from a health disaster. All of this has made healthcare much more expensive and complex than any other form of insurance, regardless of where you get your insurance from. The Affordable Care Act (ACA) was passed on the promise that it would fix these issues and bring down healthcare cost. But it actually made the problem worse in the following ways: 1st. It mandated that every plan cover the same set of 10 health benefits whether you needed or wanted them. 2nd. It prevented insurers from charging premiums based on the risk they were assuming. Not allowing insurance companies to charge more for riskier clients caused the price of insurance to rise radically. This is why I take a different approach. • You can custom design your plan that fits your needs. • You can eliminate coverage you won’t use and don’t want. • I have alternative options at different prices. To find out more about what I do and how I’m different, you can contact me using one of the methods on this page.